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Can You Survive Foreclosure Rocket Docket?

by Dorota Trzeciecka on July 7th, 2013

If you live in South Florida and your home is currently in foreclosure, it is important for you to know that a bill to speed up handling of Foreclosure cases in Florida courts has been signed by Governor Rick Scott and became law on June 7.   The homeowners who were able to put off foreclosures for indefinite period of time, sometimes as long as three to four years, mainly due to the backlog in the court system, will now face what is known among foreclosure lawyers as “rocket docket”.  You get the implication — foreclosures will start moving very fast.  That’s why it is important that you act now.

Fortunately, the Bankruptcy Court for the Southern District of Florida in all three divisions, Miami-Dade, Broward and Palm Beach, initiated new Loss Mitigation Mediation program to help homeowners like you save their homes from going into foreclosure.   If it is your intention to keep your home, you tried modifying before and were not successful, then you may be interested in this new program, which went into effect on April 1, 2013.   It is a mortgage modification in bankruptcy.   No matter how many attempts at loan modification were made in the past, homeowners can still qualify for mortgage modification under this new program.  And yes, that means that you have to go into Chapter 13 bankruptcy, if you want to save your home, or Chapter 7 if you simply want to surrender.

Contact me by phone at 305-439-0464, or by email at for more information about the mortgage modification in bankruptcy.


From → Foreclosure